Terms

Terms of use

Susman Insurance Agency, a California-licensed insurer (License 0B75129), runs this site. It gives general life insurance information and a quoting tool that returns carrier rates from your answers.

Quotes are estimates. The rates are provided by carriers for your chosen class and exist for information. They are not insurance promises, guarantees about cost, or promises of approval. The carrier decides the actual premium, class and eligibility after underwriting; your issued policy and its terms control.

No coverage is created here. Requesting a quote, submitting an application or sending a message do not bind coverage. Only when a carrier issues a policy and you accept and pay for it is there actual coverage.

Availability. Carriers, products and pricing change by state and person and may shift without notice. California pricing is shown here.

Information. Site guides are general in nature and aren't legal, tax or financial guidance. Check with a licensed advisor about anything important to you.

Third-party platform. The application page uses a secure service run by another party under its own terms.